Saturday, January 31, 2009

COhomefinder | Colorado's better way to buy or sell a home


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COhomefinder , CO real estate, homes for sale and Colorado HomeFinder REALTORS.
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ANZ Home Loan

A mortgage isn't something you want to
get wrong.
Money Magazine Awards 2008

National Spelling Championship
Get it right! Go with ANZ and one of our award-winning home loans. We understand that security is important for you in these changing times, so talk to the 10-time Home Lender of the Year* today. We've got time to listen!

Find out more about our competitive interest rates and flexible features.

Thursday, January 29, 2009

HSBC Auto Loan



Customers who have an existing loan with HSBC Auto Finance

Please continue to make scheduled payments per the terms of your agreement. HSBC Auto Finance will service and collect on its existing portfolio of customers as their loans mature. You can still access your account through our eCare site.

Customers who have an active approval for an Auto Refinance loan

HSBC Auto Finance will honor your pending approval. We will work with you to finalize the loan, if possible, to our current guidelines and before the approval expires.

Business Oportunities UK

ABN Amro Car Loan





Intro:


If you are looking at a brand new car for yourself, your spouse or your company, it does make good business sense to consider a car loan.

Not an ordinary car loan with complex formalities and intimidating requirements but an ABN AMRO Car Loan. A loan that works much like your dream car: fast, cost-efficient and user-friendly.
  • Car loans at attractive interest rates and for tenures from 1 up to 5 years
  • Interest rates on a monthly reducing balance basis (besides low interest rate, you actually pay a reduced amount each month)
For an Individual/Sole Proprietor(ship):
  • Gross Household Income
    • For a standard car Rs. 60,000 per annum
    • For a premium car Rs. 100,000 per annum
If your business is a Partnership or Limited Company
  • Profit after tax plus depreciation, partner's salaries and interest on partner's capital (if applicable)
    • For a standard car Rs. 60,000 per annum
    • For a premium car Rs. 100,000 per annum
    In addition
    • Minimum gross sales Rs. 4,50,000 per annum
    • Minimum net worth Rs. 2,00,000 per annum
Besides the above, further criteria also apply. Special criteria apply for luxury cars.

Documents reuired For Individuals/Sole proprietor(ship)

Proof of Income
  • Copy of your latest income Tax return or TDS Form 16. For government, public sector employees or employees of large public limited companies, your salary certificate will suffice. Salaried individuals may submit a copy of the income tax assessment order or computerized salary slip or the appointment letter.
  • Alternatively, a photocopy of front and back of your credit / charge card approved under the Credit Card Program above along with billing statement for last 2 months, provided the card relationship has been for at least 1 year.*
  • Alternatively, evidence of established repayment track record for the last 12 months with any of the specified financers. Other conditions apply.*
  • Members of select premium clubs can attach just a copy of their club identity card and a copy of the latest billing statement.*
*Valid only for the first loan with ABN AMRO Bank.

Proof of Identity
  • One photograph along with:
    • photocopy of your passport or
    • photocopy of driving licence or
    • photocopy of front & back of your credit card or
    • photocopy of Income Tax PAN Card or
    • Signature verification by your bank (as per ABN AMRO bank format)
  • In case you are submitting a copy of your credit card or banker's verification, be sure to include one of the following proofs of current address (address on document below and in your application form must be identical):
    • ration card or
    • telephone bill or
    • electricity bill or
    • water bill or
    • LIC receipt / policy or
    • electoral identity card or
    • latest card billing statement or – bank passbook / statement
Documents required For partnerships

Proof of Income
  • Copy of last 2 years' audited profit & loss account and balance sheet along with annexures, certified by one of the partners
  • If the accounts are not audited, they need to be accompanied by a copy of the latest income tax returns
Proof of Identity

Copy of partnership deed, certified by one of the partners

Documents required For companies

Proof of Income

Copy of last two years' audited profit & loss account and balance sheet along with annexures, certified by one of the directors

Proof of Identity

Copy of certificate of incorporation, attested by a Director, along with Memorandum & Articles of Association, attested by a Director
How much can I borrow?
The minimum loan amount is Rs. 50,000. The maximum loan amount is based on a percentage of car value as given below:

Maximum* loan amounts as a percentage of the ex-showroom price+ of the new car
Eligible cars
Up to 90% Maruti 800, Maruti Esteem 1300 cc, Maruti Zen, Maruti Omni Van, Maruti Baleno, Maruti WagonR, Maruti Alto, Fiat Siena, Toyota Qualis, Daewoo Matiz, Mercedes Benz E Class, Opel Astra, Opel Corsa, Ford Ikon, Hyundai Santro, Hyundai Accent, Mitsubishi Lancer, Tata Indica, Honda City
Up to 85% Maruti Baleno Altura, Fiat Uno, Fiat Siena Weekend
Up to 80% Tata Safari, Daewoo Cielo, Daewoo Nexia, Mahindra Bolero
Up to 75% Maruti Gypsy**, Ambassador Nova Isuzu**, Tata Siera**, Tata Sumo**, Mahindra Armada**
Up to 70% Mercedes Benz S Class
* Conditions apply
** Loan terms restricted to 3 years for these cars. For all other cars, loans are available for up to 5 years.
+Loan amount for Mercedes models on base price

What are the payment plans available to me?
Payment plans on ABN AMRO Car Loans can be customized by our representative to suit your requirements. You can choose from Arrears and Advance installment plans.

Salaried and Self-Employed individuals can also opt for alternate payment plans in which the monthly installments either grow, each year (Step-up payment plan) or decline each year (Step-down installment plan).

Do I have the option of pre-paying a part of or the entire loan amount?
ABN AMRO Bank offers you the flexibility of pre-paying up to 25% of the principal amount of your car loan once every 12 months, at no cost. You also have the option to pre-pay more than this amount at a pre-payment charge of 4% of the amount exceeding the initial 25%.

There is no pre-payment charge whatsoever on prepayment after completion of 3 years of your loan tenure.

So what do I do next to avail an ABN AMRO Car Loan?
Contact us for a form. We'll also have a representative come over, if you desire, or Apply Online.

Are ABN AMRO Car Loans available for Used Cars?
Yes. ABN AMRO Car Loans are available at attractive terms for a wide range of used car models. The maximum loan amount can be up to 80% of assessed value of the car.

What are the Used Car models for which I can get the Loan?
Following are the Used Car models on which you can get the Loan:
  • Standard Cars
    • Maruti 800, Maruti Zen, Maruti Omni Van, Maruti Wagon R, Maruti Alto, Maruti Gypsy, Hyundai Santro, Daewoo Matiz, Tata Indica, Fiat Uno, Ambassador.
  • Premium Cars
    • Maruti Esteem, Maruti Baleno / Altura, Hyundai Accent, Ford Ikon, Opel Corsa, Opel Astra, Daewoo Cielo, Daewoo Nexia, Fiat Siena / Weekend, Honda City, and Mitsubishi Lancer, Toyota Qualis, Tata Safari, Tata Sumo, Tata Siera, Mahindra Armada, Mahindra Balero.
  • Luxury Car
    • Mercedes Benz
What are the interest rates on New Cars & Used Cars?
Please click here for the Schedule of Charges & Interest for Car loans

Disclaimer
All loans will be at the sole discretion of ABN AMRO Bank and the Bank reserves its right to accept or reject any application without assigning any reason thereof. Terms, conditions and criteria for loan approval processing may include a non-refundable processing fee for approved applications and the terms and conditions for the ABN AMRO Car Loan are subject to applicable RBI guidelines and / or bank policies and are subject to change without notice.
Business Oportunities UK

Bank America Auto Loan



Auto Loan Features

  • Competitive rates and flexible terms
  • Fixed-rate auto loans
  • No prepayment penalty (Except OH)
  • Fast, easy online application
  • Quick response
  • Dedicated customer service representatives
  • Auto loans are available in all 50 states and in the District of Columbia
  • Multi-loan discount

Auto loan types

  • Dealer purchase
  • Private party purchase
  • Refinance auto loan
  • Lease buyout





Rates


Today's Rates for California

*Rates quoted below include special discounts. See Assumptions for details.

January 29, 2009, 05:45 AM Eastern

Loan amounts from $7,500 up to $100,000

Annual Percentage Rates (APR) - As Low As*
Loan TypeUp to 60 Months (%)61 - 72 Months (%)

New car

4.80 5.34

Used car (franchise dealer1)

5.80 6.24

Used car (private party1)

8.59 9.40

Refinance

5.79 6.59

Lease buyout

9.34 9.79

*Assumptions - APR is the Annual Percentage Rate. Rates quoted above assume excellent borrower credit history and may include certain discounts that can range from .15% to .50% and vary by state. To qualify for these discounts, Total Amount Financed must meet state specific guidelines (ask your financing specialist for your states minimums), and / or the Total Amount Financed divided by the Collateral Value must be less than 90%

Actual APRs may vary for your state of residence and are subject to change based on individual credit history.

  • A loan fee may apply

Requests to cancel a loan will be processed as a loan payoff and require the outstanding loan balance to be paid in full including any accrued fees and interest.

Business Oportunities UK


Bank Alfalah Car Finance






  • Quickest processing.
  • Business Oportunities UK
  • No hidden charges.
  • Minimum down payment.
  • Complete repayment at any point of time.
  • Balance transfer facility {BTF} for existing as well as new clients from other Banks.
  • Tenure period ranging from 1 to 5 years.
  • Financing of all brand new locally assembled vehicles and used cars.
  • Financing limit ranging between Rs. 200,000/- to Rs. 2000,000/- for brand new cars.

Corporate & Individual Car Leasing

BAL’s recently introduced car leasing facility for individuals and corporate sector has set new dimensions for the product. Now you are provided with the option of either to get the vehicle leased or financed.

Insurance

Renowned and reliable Insurance companies are offering the competitive rates of insurance. Pay year insurance premium in advance { at the time of down payment } and the remaining in the subsequent equal monthly installment.

How Much Extra Money Being Paid? {Mark-Up}

Bank Alfalah's mark-up rates are as follows :

Click here for mark-up rates

Repayments

Easily affordable installments on monthly basis in the form of post-dated cheques will set you free of depositing your rental cheques every month.

Security

Hypothecation of vehicle in the name of Bank Alfalah Limited.

You Can Act As A Co-Borrower

Acting as a co-borrower will enable your family members {spouse, children- 18 year and above} to avail the financing facility and get the car registered in their names as well.


MODEL PRICE FREIGHT
SUZUKI MEHRAN

VX 325,600 8,000
VX-METALLIC 330,800 8,000
VX CNG 356,600 8,000
VX-METALLIC CNG 361,800 8,000
VXR 372,100 8,000
VXR-METALLIC 377,300 8,000
VXR CNG 403,100 8,000
VXR-METALLIC CNG 408,300 8,000



SUZUKI ALTO

VX 433,100 8,000
VX-METALLIC 438,300 8,000
VX CNG 469,300 8,000
VX-METALLIC CNG 474,500 8,000
VXR 479,600 8,000
VXR-METALLIC 484,800 8,000
VXR CNG 515,800 8,000
VXR-METALLIC CNG 521,000 8,000



SUZUKI CULTUS

VXR 585,000 8,000
VXR-METALLIC 590,000 8,000
VXR CNG 627,000 8,000
VXR-METALLIC CNG 632,000 8,000
VXL 647,000 8,000
VXL-METALLIC 652,000 8,000
VXL CNG 689,000 8,000
VXL-METALLIC CNG 694,000 8,000



SUZUKI RAVI

STD 322,500 8,000
STD-CNG 355,600 8,000



SUZUKI BOLAN

VTR 379,400 8,000
VTR CNG 417,600 8,000
VTR GL 441,400 8,000
VTR GL METALLIC 446,600 8,000
VTR GL CNG 476,500 8,000
VTR GL CNG METALLIC 481,700 8,000



SUZUKI LIANA

RXI MT 775,000 8,000
RXI MT CNG 825,000 8,000
LXI MT 840,000 8,000
LXI SPORTS MT 850,000 8,000
LXI CNG 890,000 8,000
Eminent AT 890,000 8,000



APV CBU

1.5L GLX MT 1,032,700 10,000
1.5L GLX CNG 1,084,300 10,000
1.5L GLX AT 1,115,400 10,000



JIMNY CBU

MT 1,075,000 10,000
AT 1,157,700 10,000
JLSX MT 847,600 10,000
JLDX MT 920,000 10,000



TOYOTA

XLI 915,000 10,000
GLI 1,005,000 10,000
ALTIS 1,280,000 10,000
ALTIS-AUTO 1,370,000 10,000
2.0 D 1,080,000 10,000
2.0 D-SE 1,160,000 10,000
2.0 D-SALOON 1,328,000 10,000



TOYOTA CAMRY

AUTO 2,750,000 18,000



DAIHATSU

CL-STD 399,000 8,000
CL-STD-ECO 441,000 8,000
CX 461,000 8,000
CX-METALLIC 466,000 8,000
CX-ECO 502,000 8,000
CX-ECO-METALLIC 507,000 8,000
CX-AUTO 492,000 8,000
CX-AUTO-METALLIC 497,000 8,000



HONDA CITY

MT 872,000 -
MT-VARIO 927,000 -
STEERMATIC 1,057,000 -



HONDA CIVIC

IVETCH-MT 1,382,000 -
IVETCH-PT 1,422,000 -
VTIMT-ORIEL 1,517,000 -
VTIPT-ORIEL 1,557,000 -



HONDA ACCORD

AUTO 2,400,100 -



MITSUBISHI LANCER

GL MT 939,000 13,000
GLX MT 999,000 13,000
GLX AT 1,059,000 13,000



HYUNDAI SANTRO

PRIME 539,000 9,000
PRIME-GV 579,000 9,000
CLUB 579,000 9,000
CLUB-GV 619,000 9,000
EXECUTIVE 649,000 9,000
EXECUTIVE-GV 695,000 9,000



SHEHZORE

STD 655,000 10,000
WITH SIDEWALLS 665,000 10,000
WITH SIDEWALLS,DECK 675,000 10,000